Residency pathway · Greece

Move to Greece.
EU residency.
A flat tax if you qualify.

Greece grants residency on the strength of a property purchase, passive income of €3,500 a month or remote work — and taxes new residents under three special regimes: €100,000 a year flat on all foreign income, 7% on a foreign pensioner's foreign income, or 50% off Greek employment income. MoveToGreece walks you through the categories that actually exist in the Migration Code (Law 5038/2023), the official thresholds as amended in 2024, the AADE tax rules and the filing sequence — so you arrive with a plan, not a rumour. Exit Global is independent and is not a government body; residency is granted only by the Ministry of Migration and Asylum and the Greek consulates, and tax status only by AADE.

Official thresholds / Vetted local lawyers / Exit Global review
Your residency file, organisedExample
My residency file🔒
🌍 Home country🇬🇷 Greece

One destination. One organised file.

Every document the authority will ask for, in order.
Example checklist3 of 4 added
🛂
Passport + photosValidity checked against the rule
📜
Police clearance, apostilledFrom every country of recent residence
🏦
Proof of funds / incomeMatched to the category threshold
🩺
Health coverAdd it when available
PENDING
Know what you have. See what's next.Less guesswork. Fewer rejected files.
At a glance

Greece in four numbers

Figures are quoted from the official pages linked on each card. Checked 8 September 2026.

Tax system
Worldwide, with flat-tax carve-outs

Residents are taxed on worldwide income (9% to 44%), unless admitted to the art. 5A €100,000 flat tax, the art. 5B 7% pensioner regime or the art. 5C 50% employment regime.

Official source ↗
Presence to keep residency
None (Golden Visa)

For the permanent investor permit, periods of absence from Greece are not an obstacle to renewal. Other permits assume you actually live in Greece.

Official source ↗
First permit validity
2 – 5 years

Digital-nomad permit up to 2 years, renewable; permanent investor permit 5 years, renewable for as long as the property is held.

Official source ↗
Citizenship
7 years

Seven continuous years of lawful residence while holding a listed permit (long-term resident, permanent investor and others), plus the naturalisation exam. Any other permit type: 12 years.

Official source ↗
Why people choose Greece

The honest case.
And who it isn't for.

No destination is right for everyone. These are the reasons people actually choose Greece — and the situations where we would tell you to look elsewhere.

A real EU residence card with no minimum stay

The permanent investor permit (Golden Visa) is issued for five years, renewable while you hold the property, and Law 5100/2024 states in terms that absence from the country is not a ground to refuse renewal. Family members can be included. It is the only mainstream EU residency-by-property route that still exists at €250,000 (for conversions and listed buildings) and €400,000 (most of the mainland).

Three new-resident tax regimes, all in the statute

Article 5A of the Income Tax Code lets an investor pay a fixed €100,000 a year on all foreign income for 15 years; article 5B taxes a foreign pensioner's entire foreign income at 7% for 15 years; article 5C exempts 50% of Greek employment or business income for 7 years. Each has a prior-non-residence test and a hard application deadline, and 5A and 5B carry an inheritance and gift-tax exemption on movable assets held abroad.

Schengen, the euro and low rates on capital

Greece is in the EU, Schengen and the eurozone. Dividends are taxed at 5%, interest at 15% and gains on listed securities at 15% — low by European standards even outside the special regimes — and the capital-gains tax on private real-estate sales has been suspended for years.

Probably not the right fit if…
  • Anyone planning to short-let a Golden Visa property — Law 5100/2024 bans short-term letting of the qualifying property, with a €50,000 fine and loss of the permit.
  • High earners without €500,000 to invest and without a foreign pension: outside the 5A/5B regimes, worldwide income is taxed on a scale rising to 44%, and Greek-resident heirs pay inheritance tax on movable assets held abroad.
  • People who want a quick second passport or an English-language bureaucracy — naturalisation takes 7 years (12 on most temporary permits), a written Greek-language and civics exam, and most official steps run in Greek.
An independent preparation tool. Not a government body. Residency is granted only by the Ministry of Migration and Asylum and AADE. Private beta.
01 / The routes that exist

The residency pathways

These are the categories that actually exist in the Migration Code (Law 5038/2023) as amended by Law 5100/2024 and the September 2024 joint ministerial decision on sufficient resources. Figures are the official thresholds.

Permanent investor permit — real estate (Golden Visa, art. 100)

Investors who want a five-year EU residence permit for the family with no minimum stay.

  • Purchase of a single property worth at least €800,000 in the Attica region, the Thessaloniki regional unit, Mykonos, Santorini (Thira) and islands with more than 3,100 inhabitants; €400,000 in the rest of Greece; in both cases a minimum 120 m² of main living space
  • €250,000 for a property converted from non-residential to residential use (conversion completed before you apply) or for a listed building that you restore
  • The property may not be short-let or sub-let (€50,000 fine and revocation); payment by bank transfer, wire or POS through a Greek payment provider, funds may come from a relative up to the second degree
  • Passport with a valid national visa, four photos, private insurance covering health risks, notarial certificate of the purchase and land-registry certificate of no encumbrances, plus the €2,000 electronic fee and €16 card fee
Timeline / validity: Permit valid 5 years, renewable for further 5-year periods for as long as the property is held; absences from Greece do not block renewal
Official source ↗

Financially independent person (art. 163)

Retirees and people living on foreign pensions, investment or rental income who will actually live in Greece and not work.

  • Stable regular income of at least €3,500 net a month for the main applicant, +20% for a spouse or partner and +15% for each child — proved by a pension from abroad, bank balances or other own resources of proven lawful origin (joint decision 225679/2024)
  • National (type D) visa obtained at the Greek consulate before entry, then the permit application to the Ministry of Migration
  • Full private health insurance covering all risks, criminal-record certificate, and the standard permit fees (€150 plus €16 for the card under joint decision 95391/2024)
  • No employment or business activity in Greece under this permit
Timeline / validity: Multi-year renewable residence permit; you must keep meeting the income test at each renewal
Official source ↗

Digital nomad visa and permit (art. 68)

Employees and freelancers working remotely for employers or clients outside Greece.

  • Net income of at least €3,500 a month (assessed monthly or annually), +20% for a spouse or cohabitant and +15% per child
  • Employment contract or service contracts showing the work is performed remotely for parties outside Greece, and a declaration that you will not work for a Greek employer, on a permanent or freelance basis
  • National visa for up to a year, then conversion to a digital-nomad residence permit; private health insurance covering all risks
  • Family members can accompany you; they may not work in Greece either
Timeline / validity: Visa for up to 12 months; residence permit for up to 2 years, renewable for 2-year periods
Official source ↗

Employment, Blue Card and 5C professionals

People with a Greek employer, or founders operating a Greek business, who want the 50% income-tax exemption.

  • A work permit sponsored by a Greek employer (dependent employment, EU Blue Card or intra-corporate transfer categories of the Migration Code)
  • For the art. 5C tax regime: not Greek tax resident in 5 of the previous 6 years, transfer from an EU/EEA state or a state with an administrative-cooperation agreement with Greece, a new employment relationship or business activity in Greece, and a declared intention to stay at least 2 years
  • 5C application by the end of the year you start (if you start before 2 July) or the end of the following year (if after)
Timeline / validity: Permit tied to the employment; the 50% exemption runs for exactly 7 tax years and cannot be extended
Official source ↗
The $497 residency-file review

Build the file once.
Pay a lawyer to file — not to chase paper.

You gather the documents; we check the file against the current consular and Ministry of Migration requirements, flag the tax traps (the 31 March deadline for the flat-tax regimes, the 183-day test, the short-let ban on Golden Visa property) and hand you to a vetted Greek lawyer for filing.

$497one-time, per applicant file
Start the process →
What the $497 covers.

A category check against the current official requirements, a document-by-document review of your file, and a warm handover to a vetted local lawyer or licensed agent who files it. Their fees and government fees are separate and quoted up front.

Your information is sensitive. We treat it that way.

Documents are stored privately when you explicitly save them. We use restricted access and do not sell or share your information.

Your tax position once resident

Worldwide taxation, three statutory carve-outs, and how residency is triggered.

Greece taxes residents on worldwide income under the Income Tax Code (Law 4172/2013). Under article 4 you are tax resident if your permanent or principal residence, habitual abode or centre of vital interests is in Greece, or if you are present for more than 183 days, cumulatively, in any 12-month period — in which case residency runs from the first day of presence. Stays that are exclusively for tourism, medical or similar private reasons do not trigger the 183-day test if they do not exceed 365 days. AADE, not the Ministry of Migration, decides tax status; a residence permit alone does not make you tax resident, and tax residency does not require a permit.

Official source ↗
  • Standard rates: employment, pension and business income on a progressive scale starting at 9% on the first €10,000 and rising to 44% at the top; from tax year 2026 the Ministry of Finance tax guide applies a new scale with lower intermediate rates for taxpayers with dependent children. Rental income is taxed at 15% to €12,000, 35% to €35,000 and 45% above.
  • Art. 5A non-dom flat tax: €100,000 a year on all foreign-source income, no obligation to declare it, for up to 15 tax years; €20,000 a year for each relative you add. Conditions: not Greek tax resident in 7 of the previous 8 years, an investment of at least €500,000 in Greece completed within 3 years of the application, and an application to AADE by 31 March of the year you want it to start. Greek-source income is taxed normally.
  • Art. 5B pensioner regime: a person receiving a foreign pension who was not Greek tax resident in 5 of the previous 6 years, moving from a state with an administrative-cooperation agreement with Greece, pays a flat 7% on the whole of their foreign-source income for 15 tax years — application by 31 March. 5A and 5B cannot be combined; 5C can sit alongside either.
  • Investment income: dividends 5%, interest 15%, royalties 20%, capital gains on securities 15%; the tax on gains from selling private real estate has been suspended (most recently to 31 December 2024 per AADE's page, with further extensions enacted year by year — confirm the current date before selling).
  • No wealth tax, but ENFIA is charged annually on Greek real estate declared on form E9, and Greek residents pay inheritance and gift tax on movable assets held abroad as well as Greek assets (spouses and minor children have a €400,000 per-beneficiary exemption). Beneficiaries of 5A and 5B are exempt from inheritance and gift tax on foreign movable property.
  • Social security (EFKA) applies to Greek employment and self-employment; remote employees of foreign employers may stay in their home scheme under EU rules or a bilateral agreement. Register for an AFM through myAADE (in person, online, or through a tax representative) — nothing else in Greece works without it.

Residency here is only half the move. Your old country has to agree you left.

Find your Exit site →

Exit Global's review is an advisory opinion, not a determination by any tax authority.

02 / Step by step

From decision to residency card

The order matters: apostilles and police certificates expire, and most authorities want everything dated within a few months of filing.

01

Choose the category and the tax regime together

Property investment, passive income, remote work or Greek employment map to the permanent investor permit, art. 163, art. 68 or a work permit. Decide at the same time whether you will apply for 5A, 5B or 5C — the residency route and the tax regime have different tests and different deadlines.

02

Get an AFM and collect documents

Apply for an AFM via myAADE or a tax representative. Gather the criminal-record certificate, proof of income or funds, marriage and birth certificates for dependants, private health insurance covering all risks — apostilled and officially translated into Greek.

03

Lodge the national (type D) visa at the consulate

Financially independent persons and digital nomads apply at the Greek consulate for their country of residence, using the Ministry of Foreign Affairs' general supporting-documents list; investors can also enter to complete a purchase under joint decision 34693/1136 of March 2025.

04

Enter Greece and file the permit application

Applications go through the Ministry of Migration's electronic platform; investors file with the notarial purchase deed, land-registry certificates and the €2,000 fee, other categories with the €150 fee. You receive a receipt that keeps you lawful while the file is decided, then attend for biometrics and the card.

05

Become tax resident and file for the regime

Transfer your tax residence to Greece with AADE, then submit the art. 5A or 5B application by 31 March (or the 5C application within its window). Pay the 5A flat tax as a lump sum each year. Register with EFKA if you work in Greece.

06

Close the loop at home

Obtain a Greek tax-residence certificate from AADE and finish your old-country exit file (see the Exit sites at exitglobal.app).

03 / Living there

Living there: the practical facts

The things people ask us after the paperwork: money, health, language and a roof.

Banking

An AFM is required before any account can be opened. Greek banks apply source-of-funds checks and generally want proof of address and income; Golden Visa purchase funds must arrive by bank transfer, wire or a Greek POS payment, which in practice means a Greek account or a documented transfer to the notary or seller.

Healthcare

Every residence-permit category for third-country nationals requires full private health insurance covering all risks, including hospitalisation and medical care, from a Greek or licensed foreign insurer. Once you work and pay EFKA contributions you enter the public system (ESY); most residents keep private cover.

Language

Applications, notarial deeds and tax filings run in Greek and foreign documents must be translated. English is widely spoken in Athens, Thessaloniki and the islands. Naturalisation requires the written Certificate of Adequate Knowledge for Naturalisation (language and civics), so start lessons early if a passport is the goal.

Property

Foreigners may buy freely on the mainland; border and certain island areas need a permit. Budget for transfer tax, notary and registry fees, annual ENFIA on the E9 declaration, and rental-income tax at 15% to 45% if you let. A Golden Visa property must be a single asset of 120 m² or more and may not be short-let.

Good questions. Clear answers.

Before you
get started.

Answers reflect the official rules as checked on 8 September 2026.

Do I have to live in Greece full-time?

Not if you hold the permanent investor permit: Law 5100/2024 states that periods of absence are not a ground to refuse renewal, so the Golden Visa works as a standby residence. Financially independent persons and digital nomads are expected to live in Greece and the Migration Code allows a permit to be withdrawn for prolonged absence. Separately, if you spend fewer than 183 days a year in Greece and keep your home elsewhere you will usually not become Greek tax resident — which defeats the purpose for most people who move for the tax regimes.

How is Greek tax residency triggered?

Under art. 4 of the Income Tax Code you are resident if your permanent or principal residence, habitual abode or centre of vital interests is in Greece, or if you spend more than 183 days, cumulatively, in Greece in any 12-month period — residency then runs from your first day of presence. Purely touristic or medical stays of up to 365 days are excluded from the day count. A residence permit by itself does not make you tax resident.

Can my family come?

Yes. Golden Visa holders can bring family members, who receive permits tied to the investor's. The financially independent person and digital nomad routes add 20% to the income test for a spouse or cohabitant and 15% per child, and dependants get their own permits without the right to work. Under the 5A flat tax, each relative you add costs a further €20,000 a year.

Is there a path to citizenship?

Yes, but it is slow. Naturalisation requires seven continuous years of lawful residence while holding one of the listed permit types — the long-term resident permit, the permanent investor permit and a few others — or twelve years on any other permit, plus the written Certificate of Adequate Knowledge for Naturalisation and sufficient income. EU citizens and spouses of Greeks with a child qualify after three years. Greece allows dual nationality.

What are the government fees?

The permanent investor permit carries an electronic fee of €2,000 per applicant plus €16 for the card, payable again at each renewal. Most other categories pay €150 for the permit and €16 for the card, on top of the consular fee for the national visa. The 5A regime is itself a fee in effect — €100,000 a year, paid as a lump sum — and 5B applicants pay 7% on foreign income rather than an application fee.

Do I need a lawyer?

Not legally for the visa and permit steps, but in practice a Greek lawyer is close to essential for a property purchase (title checks, notary, land registry, the 120 m² and conversion rules), for the electronic permit filing, and for the 5A investment certification. Tax-regime applications to AADE are usually handled by a Greek accountant. Our review checks the file first so you pay a lawyer for filing, not for guessing.

Can I keep working remotely for a foreign employer?

Yes — that is what the digital nomad route is for, and financially independent persons and Golden Visa holders may also work remotely for non-Greek employers, though the FIP and nomad permits forbid working for a Greek company. Once you are tax resident the salary is taxable in Greece on the worldwide basis. The 5C 50% exemption is written for jobs with a Greek entity or a permanent establishment of a foreign company in Greece, so a remote employee of a foreign employer should get advice before assuming it applies; the 5A flat tax does cover foreign employment income.

What about my old country's tax residency?

Getting residency here does not end tax residency where you came from. Use the relevant Exit site — see exitglobal.app.

The next chapter starts with a plan

Arrive in Greece with a file
the authority will accept.

Start my residency file — $497 →

MoveToGreece · part of the Exit Global network

The Exit network

One process. Every country.

Each site covers one departure, in that country's own rules. The destination sites cover where you're going. All reviewed by the same team at Exit Global.